Market Report

Carlsbad ZIP 92008 Market Report: How It Compares Across Carlsbad

Thinking about Carlsbad? Right now the typical home in ZIP 92008 is valued at $1.79M (Aug 2026), −5.8% from a year earlier, and this week’s regional gauge reads “Balanced”.

Updated October 2026 · Data through Aug 2026 (monthly) and the week ending Sep 19, 2026 (weekly)

Thinking about Carlsbad? Right now the typical home in ZIP 92008 is valued at $1.79M (Aug 2026), −5.8% from a year earlier, and this week’s regional gauge reads “Balanced”.

What changed

This week against last: the regional gauge held at “Balanced” (47 to 48). New pending sales were 409 against 414 last week, and new listings 495 against 502.
This month against last: $1.90M in Jul 2026 became $1.79M in Aug 2026 (−5.67%).
Over the past month: the gauge held near 48.

If you are buying

A steady field. Around 76 homes are for sale, so a move here rewards planning ahead.
Room to talk. Roughly 26% of listings have already lowered their price.
Budget. At the average 30-year rate of 7.28%, a mortgage payment is easy to estimate before you visit; the calculators below do it in seconds.

If you are selling

Buyer interest. The market temperature is 68 on Zillow’s 0-to-100 scale.
Your next step. If you are leaving Carlsbad or staying, a free valuation from Rudy uses this week’s activity rather than last year’s.

Think of these numbers as a map of the neighborhood, not a price tag for one house. Rudy is happy to build a report for a specific address.

Side by side

How the neighboring ZIP codes compare

The same measures for each ZIP code, in one table.

ZIP by ZIP

Last updated Oct 2, 2026. Next update expected around Oct 9, 2026. Zillow data, Aug 2026. Rent is the Zillow Observed Rent Index. Temperature is Zillow’s 0 to 100 market temperature (higher is hotter and leans toward sellers, lower leans toward buyers) — click a column heading to sort.

Comparing ZIP codes

92008 Carlsbad	$1,789,827	−24.8%	−5.8%	+41.1%	76	68 · Seller’s	$3,112
92009 Carlsbad (La Costa area)	$1,566,109	+1.2%	+1.8%	+39.6%	156	57 · Balanced	$3,756
92010 Carlsbad	$1,281,559	+1.2%	+2.8%	+38.8%	47	61 · Balanced	$3,598
92011 Carlsbad	$1,586,959	+1.4%	+2.2%	+36.2%	46	81 · Seller’s	$4,131

ZIP 92008 has the highest typical value here ($1,789,827) and ZIP 92010 the lowest ($1,281,559). Over the last twelve months ZIP 92010 moved the most (+2.8%) and ZIP 92008 the least (−5.8%).

ZIP 92008ZIP 92009ZIP 92010ZIP 92011

By price tier

Home values by price tier and home type

What the entry level, the typical home and the upper tier each cost in ZIP 92008.

What each tier costs

Zillow Home Value Index for ZIP 92008, Aug 2026. Payments assume 20% down and today’s 7.28% average 30-year rate, principal and interest only.

Home values and payments by price tier
Tier	Typical value	Vs a year ago	Vs five years ago	Monthly principal and interest
Entry level (lowest third of homes)	$1,210,189	−11.3%	+30.6%	$6,624
Typical (middle third)	$1,789,827	−5.8%	+41.1%	$9,797 *
Upper tier (top third)	$2,291,887	−4.7%	+19.5%	$12,545 *

* The loan would be above the 2026 conforming limit for San Diego County ($1,104,000). Jumbo loans are priced and underwritten a little differently, so ask your lender about both.

Averages hide a lot. In ZIP 92008 the upper tier is valued at about 1.9 times the entry level ($2,291,887 against $1,210,189), so “what does a home cost here?” has three very different answers.

Over the last twelve months the upper tier tier moved the most (−4.7%) and the entry level tier the least (−11.3%). Over five years it was the typical tier that rose the most (+41.1%).

Entry levelTypicalUpper tier

Sub-areas

How the neighborhoods compare

The same measures for each named sub-community here, in one table.

Neighborhood by neighborhood

Last updated Oct 2, 2026. Next update expected around Oct 9, 2026. Zillow’s neighborhood-level data, Aug 2026. Temperature is Zillow’s 0 to 100 market temperature (higher is hotter and leans toward sellers, lower leans toward buyers); homes-for-sale reads “n/a” where Zillow does not publish that series for a given neighborhood. Zillow does not publish a neighborhood-level rent index, so rent is not included here. Click a column heading to sort.

Comparing neighborhoods

Aviara	$1,984,074	+1.7%	+4.0%	+43.7%	11	81 · Seller’s
Bressi Ranch	$1,805,705	+0.9%	+0.2%	+36.1%	n/a	57 · Balanced
Calavera Hills	$1,135,400	+1.0%	+1.7%	+33.0%	21	61 · Balanced
City Center	$1,143,567	+1.6%	+3.9%	+37.1%	n/a	68 · Seller’s
La Costa Greens	$2,102,395	+1.8%	+2.4%	+33.9%	n/a	57 · Balanced
La Costa Oaks	$2,064,591	+3.4%	+3.7%	+42.9%	13	57 · Balanced
La Costa Ridge	$2,290,969	+1.3%	+1.3%	+37.4%	7	57 · Balanced
Rancho La Costa	$1,385,182	+0.8%	+1.8%	+40.9%	117	55 · Balanced
Poinsettia	$1,372,810	+1.2%	+1.8%	+35.1%	26	58 · Balanced
Olde Carlsbad	$1,682,964	+5.1%	+7.6%	+47.6%	24	73 · Seller’s
Robertson Ranch	$1,840,252	+1.3%	+2.3%	+39.3%	n/a	61 · Balanced
Rancho Carrillo	$1,441,014	+0.8%	+0.9%	+41.3%	10	57 · Balanced
Rancho Carlsbad / Sunny Creek	$1,152,586	+2.5%	+4.3%	+39.9%	10	61 · Balanced
Carlsbad Village	$1,667,122	+2.7%	+2.1%	+32.8%	18	68 · Seller’s
North Beach	$1,353,747	+1.8%	+8.0%	+44.5%	12	68 · Seller’s
South Beach	$1,857,681	−1.1%	−18.8%	+15.4%	11	81 · Seller’s
Tamarack Point	$1,270,064	+0.6%	+2.9%	+41.8%	13	61 · Balanced
Hedionda Point	$1,411,121	+2.7%	+6.4%	+39.4%	14	68 · Seller’s
Barrio	$1,350,065	+3.7%	+3.3%	+25.8%	n/a	68 · Seller’s
Kelly Ranch	$1,832,118	+2.7%	+4.5%	+33.8%	n/a	68 · Seller’s

La Costa Ridge has the highest typical value here ($2,290,969) and Calavera Hills the lowest ($1,135,400). Over the last twelve months North Beach moved the most (+8.0%) and South Beach the least (−18.8%).

The housing stock

The housing in ZIP 92008

What the Census Bureau’s survey says about the homes and the housing costs here.

What the housing stock looks like

Survey-based estimates from the Census Bureau’s American Community Survey, pooled over 2020-2024. Where the Bureau publishes a margin of error it is shown as ±, and the areas only approximate ZIP codes.

Homes and housing costs by ZIP code, Census survey estimates
Measure	ZIP 92008
Median household income	$104,995 (±$7,861)
Homes that are owner-occupied	48.2%
Median year homes were built	1980
Median gross rent	$2,429 (±$97)
Median home value reported by owners	$1,229,400
Single-family detached homes	43.2%
Attached single-unit homes (townhomes, row houses)	12.3%
Small buildings (2 to 4 homes)	7.7%
Larger buildings (5 or more homes)	35.7%
Homes used seasonally or occasionally	5.6%

In ZIP 92008, about 48.2% of occupied homes are owner-occupied, the typical home was built around 1980, and about 43.2% of the housing is single-family detached.

These are housing and economic measures only. Owners’ own estimate of their home’s value, in the survey, will not match Zillow’s typical value elsewhere on this page.

Your payment

Rates today, and what they mean for a payment

Prices and rates together set the monthly cost, so both are here.

30-year mortgage rate, last 3 years

Freddie Mac weekly average: 7.28% this week vs 7.03% last week

Rates and your payment

An example, not a quote

A home at the typical value of $1.79M with 20% down and a 30-year fixed loan at 7.28% works out to about $9,797 a month in principal and interest (before taxes, insurance and any HOA dues).

The Federal Reserve’s target range is currently 3.75%–4.00% (since Sep 17, 2026). Try your own numbers in the payment calculator.

View the numbers

Average 30-year fixed rate by decade
Decade	Average rate
1970s	8.90%
1980s	12.71%
1990s	8.12%
2000s	6.29%
2010s	4.09%
2020s	5.38%

Talk to a lender. Rates, loan programs and approvals come from lenders, not from websites or real estate agents. Talk to your own mortgage broker, or use our preferred lender, Point Mortgage Corporation (NMLS #231073), at (619) 475-4095. You are always free to choose any lender you like, and you can verify any lender’s license at nmlsconsumeraccess.org.

This month

This month against last month in ZIP 92008

Values, supply and price cuts, month by month.

This month vs last month

Aug 2026 compared with Jul 2026, ZIP 92008.

Month over month
Measure	This month	Last month	Change	What it favors
Typical home value	$1,789,827	$1,897,357	−5.7%	Edge to buyers
Condo value	$1,032,875	$1,029,353	+0.3%	Edge to sellers
Homes for sale	76	87	−12.6%	Edge to sellers
Listings with a price cut	26.0%	27.4%	−1.4 pts	Edge to sellers
Market temperature (0-100)	68	64	+4.0 pts	Edge to sellers

Typical home value, last 24 months

Zillow Home Value Index, ZIP 92008

All homesCondos

Homes for sale and price cuts

Monthly, ZIP 92008

The last 12 months, one line each

View the numbers

Month by month, last 12 months
Month	Typical value	Change vs prior month	Homes for sale	Listings with price cut	Gauge
Aug 2026	$1,789,827	−5.67%	76	26%	49
Jul 2026	$1,897,357	−4.54%	87	27%	63
Jun 2026	$1,987,684	−3.99%	96	23%	64
May 2026	$2,070,297	−3.12%	93	24%	67
Apr 2026	$2,136,871	−4.47%	85	22%	63
Mar 2026	$2,236,939	−5.99%	79	24%	62
Feb 2026	$2,379,383	−5.78%	78	20%	58
Jan 2026	$2,525,302	−2.29%	82	23%	65
Dec 2025	$2,584,450	+0.88%	92	21%	73
Nov 2025	$2,561,941	+3.42%	104	29%	85
Oct 2025	$2,477,242	+4.75%	113	33%	89
Sep 2025	$2,364,963	+24.41%	118	36%	95

This week

What changed since last week

The latest week, laid out next to the one before it.

This week vs last week

Week ending Sep 19, 2026 compared with the week ending Sep 12, 2026. San Diego metro area (San Diego–Chula Vista–Carlsbad).

Week over week
Measure	This week	Last week	Change	What it favors
Months of supply	3.4	3.4	+0.4%	About the same
Homes for sale	6,086	6,138	−0.8%	About the same
New listings	495	502	−1.4%	Edge to sellers
New pending sales	409	414	−1.2%	Edge to buyers
Listings with a price cut	10.1%	9.9%	+0.2 pts	Edge to buyers
Days to pending	49	48	+2.1%	Edge to buyers

New listings vs new pending sales

Homes per week, last 26 weeks

New listingsNew pending sales

Months of supply

Last 52 weeks. Under 4 leans seller, over 6 leans buyer.

The last 12 weeks, one line each

View the numbers

Week by week, last 12 weeks
Week ending	Gauge	Months of supply	New listings	New pending	Price cuts	Days to pending
Sep 19, 2026	48 Balanced	3.4	495	409	10.1%	49
Sep 12, 2026	47 Balanced	3.4	502	414	9.9%	48
Sep 5, 2026	45 Balanced	3.3	524	429	9.9%	46
Aug 29, 2026	47 Balanced	3.4	542	421	9.9%	45
Aug 22, 2026	49 Balanced	3.5	554	411	9.7%	45
Aug 15, 2026	46 Balanced	3.3	552	428	9.9%	44
Aug 8, 2026	46 Balanced	3.3	559	434	10.1%	44
Aug 1, 2026	47 Balanced	3.2	588	442	10.4%	43
Jul 25, 2026	42 Leans sellers	3.1	550	456	9.9%	42
Jul 18, 2026	44 Leans sellers	3.2	588	447	9.5%	41
Jul 11, 2026	42 Leans sellers	3.1	590	451	9.3%	40
Jul 4, 2026	38 Leans sellers	3.1	576	463	8.7%	39

Who has the upper hand?

Buyers or sellers: this week’s reading

Start here: the one-number summary of the market you would be moving into.

This week: who had the edge?

Balanced 48 / 100

Week ending Sep 19, 2026 · San Diego metro area (San Diego–Chula Vista–Carlsbad)

Months of supply: 3.4 (under 4 is usually called a seller’s market, 4 to 6 balanced, over 6 a buyer’s market)
Listings with a price cut this week: 10.1%
New pending sales vs new listings: 409 vs 495

This month in ZIP 92008

Balanced 49 / 100

Aug 2026 · ZIP 92008 compared with its own history since 2018

Homes for sale: 76
Listings with a price cut: 26%
Zillow market temperature: 68 / 100
Last month: Leans buyers (63)

Week over week: the last 26 weeks

Each dot is one week in the San Diego metro area (San Diego–Chula Vista–Carlsbad). Hover or tap a dot for that week’s reading. Left of center favors sellers, right favors buyers.

Favors sellersLeans sellersBalancedLeans buyersFavors buyers

The gauge, then and now
When	Week ending	Score	Reading
This week	Sep 19, 2026	48	Balanced
Last week	Sep 12, 2026	47	Balanced
4 weeks ago	Aug 22, 2026	49	Balanced
12 weeks ago	Jun 27, 2026	41	Leans sellers
A year ago	Sep 20, 2025	44	Leans sellers

How the gauge works

The gauge turns several public numbers into one dial from 0 (sellers have the most leverage) to 100 (buyers do). The week dial looks at the entire San Diego metro area (San Diego–Chula Vista–Carlsbad) because weekly figures do not exist for individual ZIP codes; it blends months of supply with price cuts, days to pending and the pending-to-new-listing ratio, each scored against every week since 2018.

The month dial is specific to this ZIP: this month’s inventory, price cuts and Zillow’s market temperature, compared with the ZIP’s own history. A reading near 50 means an ordinary month for this place.

Neither dial is a prediction, and neither replaces a conversation about your own situation.

Looking back

Year by year, decade by decade

How values got here, for anyone who wants the long view before deciding.

Year over year

Change in typical home value, December to December (* = year to date). ZIP 92008

View the numbers

Year over year
Year	Typical value (year end)	Change
2026 (to Aug 2026)	$1,789,827	−30.7%
2025	$2,584,450	+41.7%
2024	$1,823,819	+4.7%
2023	$1,741,396	+8.8%
2022	$1,601,047	+13.2%
2021	$1,413,839	+24.6%
2020	$1,134,457	+10.5%

Decade by decade

FHFA House Price Index for ZIP 92008 (nominal, not adjusted for inflation)

Decade	FHFA index	Zillow typical value
1980s	+164% (1980–1990, +10.2%/yr)	—
1990s	+30% (1990–2000, +2.7%/yr)	—
2000s	+70% (2000–2010, +5.5%/yr)	—
2010s	+56% (2010–2020, +4.6%/yr)	—
2020s (so far)	+37% (2020–2024, +8.2%/yr)	+74% (2020–2026, +8.8%/yr)

View the numbers

Typical value at the start of each decade
Date	Typical value
2020	$1,030,031
Aug 2026	$1,789,827

Sources and method

Everything above is computed from public data files and refreshed weekly. Home values are Zillow’s Home Value Index; activity series (inventory, price cuts, days to pending, sale-to-list) are also from Zillow Research. Long-run changes use the FHFA ZIP-level index, and mortgage rates come from Freddie Mac and the St. Louis Fed.

Want the raw numbers? Download ZIP 92008 as a CSV (please credit the sources). Index values describe a typical home, not any one property, and the providers revise their data. Last refreshed Oct 2, 2026.

Carlsbad ZIP 92008 Market Report: How It Compares Across Carlsbad

What changed

If you are buying

If you are selling

How the neighboring ZIP codes compare

ZIP by ZIP

Home values by price tier and home type

What each tier costs

How the neighborhoods compare

Neighborhood by neighborhood

The housing in ZIP 92008

What the housing stock looks like

Rates today, and what they mean for a payment

30-year mortgage rate, last 3 years

Rates and your payment

This month against last month in ZIP 92008

This month vs last month

Typical home value, last 24 months

Homes for sale and price cuts

The last 12 months, one line each

What changed since last week

This week vs last week

New listings vs new pending sales

Months of supply

The last 12 weeks, one line each

Buyers or sellers: this week’s reading

This week: who had the edge?

This month in ZIP 92008

Week over week: the last 26 weeks

Year by year, decade by decade

Year over year

Decade by decade

Get the weekly market update

Sources and method

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